Determine Your Budget
Before you start your search for a flat to buy in Kolkata, it's crucial to establish a realistic budget. Consider your savings, monthly income, and any financial assistance you might receive. Don't forget to factor in additional costs such as registration fees, stamp duty, and maintenance charges.

Why It Matters
(i) Avoid Financial Strain: A well-planned budget ensures you don't overextend yourself financially.

(ii) Focused Search: Knowing your budget helps narrow down your search to flats within your price range.

(iii) Loan Eligibility: A clear budget helps in determining your loan eligibility and repayment capacity.